813-774-4462
Serving Florida and Tennessee

FHA Mortgages (Federal Housing Administration) Loans

Federal Housing Administration (FHA) mortgages are government insured mortgage loans for refinancing and purchasing a primary residence. FHA loans allow for credit scores as low as 500. Additionally, it can allow for higher debt to income ratios in specific scenarios. FHA mortgages are a great tool for first-time homebuyer’s with limited credit as well as for the seasoned homeowner looking for a program with a lower down payment. This allows for increased buying power on a more limited income!

FHA also offers opportunities for those wanting to buy a rehab property and finance the costs of the work done with their 203K Rehabilitation loan. Also, the $100 down payment option for homes currently owned by FHA that are back on the market. Call Ben today at 813-774-4462 to find out if an FHA mortgage is the best fit for your situation.



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I can not say enough kind words about Ben Macht! We were under an extreme time crunch to get through the lending/closing process and I can truly say it all happened because of Ben! Ben's lending expertise and experience was evident throughout our transaction as he was quickly able to answer questions, navigate sticky scenarios and get us over some unique hurdles. He never called me with an issue without having a back up plan in his pocket. The home buying process can be an emotional journey, but with Ben's assistance and accessibility, we never had to worry. He is approachable, friendly and knowledgeable, and I know we would not hesitate to call him again in the future.

- Client: K Hobson, Florida


Ben Macht is the BEST!! Ben Macht is extremely knowledgeable and will get you loan done efficiently. He is always available to answer questions and always gives updates on your loan.

- Client: M. Ferro, Florida



Best Tampa Bay Mortgage © 2016 • Serving Florida & Tennessee • NMLS#1099425 • TN MLO#118550 • FL#LO23169
4124 W Linebaugh Ave, Tampa, FL 33624 • 813.774.4462

PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement has not been approved, reviewed, sponsored or endorsed by any department or government agency. Rates are subject to change and are subject to borrower(s) qualification.

Florida Office of Financial Regulation MLD646 • Tennessee: Department of Financial Institutions 109282

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